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🔹 Revenue: $111.62B (Est. $111.59B) 🟢; +13% YoY
🔹 Adj EPS: $4.08 (Est. $4.45) 🔴; -14% YoY
🔹 Medical Care Ratio: 89.4%; UP +430 bps YoY
UnitedHealthcare
🔹 Revenue: $86.1B; UP +17% YoY
🔹 Earnings from Ops: $2.1B; DOWN -48% YoY
🔹 Operating Margin: 2.4% vs. 5.4% YoY
🔹 People Served: 50M; +770K YTD
Employer & Individual
🔹 Revenue: $19.8B; UP +3% YoY
🔹 Members: +400K YoY (Self-funded: +695K; Insured: -295K)
Medicare & Retirement
🔹 Revenue: $42.6B; UP +22% YoY
🔹 Members: +505K YTD (MA); -30K Supp; -250K PartD
Community & State
🔹 Revenue: $23.7B; UP +20% YoY
🔹 Members: 7.5M; +55K YTD
Optum
🔹 Revenue: $67.2B; UP +7% YoY
🔹 Earnings from Ops: $3.1B; DOWN -21% YoY
🔹 Operating Margin: 4.6% vs. 6.2% YoY
Optum Health
🔹 Revenue: $25.2B; DOWN -7% YoY
🔹 Earnings from Ops: $636M vs. $1.9B YoY
🔹 Operating Margin: 2.5% vs. 7.1%
Optum Insight
🔹 Revenue: $4.8B; UP +6% YoY
🔹 Earnings from Ops: $998M vs. $546M YoY
🔹 Operating Margin: 20.7%
Optum Rx
🔹 Revenue: $38.5B; UP +19% YoY
🔹 Earnings from Ops: $1.4B; flat YoY
🔹 Operating Margin: 3.7% vs. 4.3%
🔹 Adjusted Scripts: 414M; UP +4% YoY
Other Key Q2 Metrics:
🔹 Dividend Raised: $2.21/share (+5% QoQ)
🔹 Earnings from Operations: $5.2B; DOWN -34% YoY
🔹 Net Margin: 3.1%; DOWN -120 bps YoY
🔹 Operating Cost Ratio: 12.3%; DOWN -100 bps YoY
🔹 Cash from Ops: $7.2B (2.0x Net Income)
🔹 ROE (1H25 annualized): 20.6%
🔹 Capital Returned: $4.5B via dividends & buybacks
FY25 Guidance (Reinstated)
🔹 Revenue: $445.5B–$448.0B (Est. $449.1B) 🔴
🔹 Adj. EPS: ≥ $16.00 (Est. $20.90) 🔴
🔹 GAAP EPS: ≥ $14.65
🔹 Operating Earnings: $21.55B–$22.15B
🔹 Tax Rate: ~18.5%
🔹 Medical Cost Ratio: 89.25% ±25bps
🔹 Operating Cost Ratio: 12.75% ±25bps
Для обсуждения переходи в чат t.me/USstocksnews_chat
Комментарий генерального директора
🔸 «Мы вступили на сложный путь возвращения к статусу высокоэффективной компании, которая в полной мере удовлетворяет потребности в здравоохранении отдельных лиц и общества в целом».
🔸 «Мы ожидаем возобновления роста прибыли в 2026 году».
🔸 «Мы укрепляем операционную дисциплину и концентрируем внимание на исполнении как в Optum, так и в UnitedHealthcare».
#unh
